Education and Retirement

Enjoy tax-advantaged growth for your retirement or your kid's college fund!

PLUS you can choose between a savings account or a CD to get you where you want to be.

Traditional IRA

Contribute until age 70 1/2

Enjoy tax deduction on contributions if certain conditions are met *
Tax-deferred growth on savings
The ability to rollover pre-tax 401(k) plan without paying taxes
Required minimum distributions beginning at age 70 1/2

* The ability to deduct your traditional IRA contribution is determined by your income and access to a retirement plan at work.
Other miscellaneous fees apply.
Account subject to approval.

Roth IRA

No required minimum distributions

Enjoy tax-free withdrawals if certain conditions are met *
Tax-deferred growth on your funds
Penalty-free access to annual contributions before retirement
Contributions allowed after age 70 1/2

* Your eligibility to contribute to a Roth IRA is determined by your income.
Other miscellaneous fees apply.
Account subject to approval.

Coverdell Savings (CESA)

Contribute to your child's future education

Enjoy tax-free earnings and withdrawals*
Annual contribution limit does not count against annual contributed funds to combined individual IRAs
K-12 school costs are included in the qualified expenses
Waiver of age limitations for children with special needs

* Contributions may not be deducted from your income tax.
Other miscellaneous fees apply.
Account subject to approval.

Bank

Borrow

Manage