Loan Rates1 |
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Collateral |
Term |
APR As Low As2 |
Unsecured Loans |
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Signature* |
to 12 months |
9.75% |
PowerLine of Credit** |
3.00% of balance |
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Rates quoted above assume excellent borrower credit history and include a 0.25% for automatic payments. See disclaimer below for details. Example: $10,000 Signature loan at 4 year term at 11.75% APR = $262 monthly payments. (Estimated) *Minimum loan amount is $3,000.00 |
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Titled Loans |
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Auto Loans |
Term |
APR As Low As2 |
New Auto/Certified Pre-Owned |
to 36 months |
5.50% |
Used Auto - |
Year model 2005-current |
6.25% |
Used Auto - |
Year 2005-current up to 60 months |
7.25% |
Rates quoted above assume excellent borrower credit history and include a 0.25% for all eligible discounts. See disclaimer below for details. Loan amount cannot exceed NADA Loan Value for used autos. Loan amount cannot exceed MSRP & TT&L for new autos. Example: Estimated monthly payment for $25,000 new auto loan for 60 months at 6.00% APR = $483 (b) $25,000 minimum loan amount |
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Recreational Vehicles |
Term |
APR As Low As2 |
New Recreational Vehicles - |
to 60 months |
7.65% |
New Recreational Vehicles - |
to 72 months |
8.00% |
Used Recreational Vehicles - |
to 48 months |
8.40% |
Used Recreational Vehicles - |
to 72 months |
8.50% |
Used Recreational Vehicles - |
to 48 months |
9.40% |
Used Recreational Vehicles - |
to 72 months |
9.50% |
Rates quoted above assume excellent borrower credit history and include a 0.25% for all eligible discounts. See disclaimer below for details. Loan amount cannot exceed NADA Loan Value for used recreational vehicles. Example: Estimated monthly for new recreational vehicle loan for $15,000 at 5 year term at 7.65% APR = $302 (a) $30,000 minimum loan amount |
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Home Equity Loans |
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Home Improvement Loan3 |
Terms |
APR As Low As3 |
Max CLTV = 85% (TX Only) |
to 60 months |
6.75% |
Rates quoted above assume excellent borrower credit history and include a 0.25% for automatic payments. See disclaimer below for details. Example: Estimated monthly payment for $15,000 Home Improvement loan at 10 year term at 7.25% APR = $176 Share Plus Federal Bank must assume 1st or 2nd lien position. |
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Home Equity Loan3 |
Terms |
APR As Low As3 |
Max CLTV = 80% (Texas) |
to 60 months |
6.25% |
Rates quoted above assume excellent borrower credit history and include a 0.25% discount for automatic payments. See disclaimer below for details. Example: Estimated monthly payment for $15,000 Home Equity loan for 120 months term at 6.75% APR = $172 |
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Home Equity Line of Credit3* |
Index |
APR3 |
10 or 15 year draw period / |
Prime Rate as published in The Wall Street Journal |
Wall Street Journal Prime plus 0% to 2% Based on Credit |
Interest only payments during draw period. Rates quoted above assume excellent borrower credit history. Discounts do not apply. Floor rate 4.50%. See disclaimer below for details. |
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Mortgage Loans |
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Terms up to 30 years |
Rates change daily |
For current mortgage loan rates or loan application, call 1-800-35BUCKS ext. 1650, or click here to complete a short application form. |
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Credit Cards |
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Click Here for information and to apply for a Share Plus Preferred or Platinum credit card, or call (800) 551-0839, priority code S8SS. |
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Other Secured Loans |
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Savings Secured* |
Terms |
APR As Low As3 |
Borrow up to 95% of savings balance |
To 60 months |
4.25% |
Certificate Secured* |
Terms |
APR As Low As3 |
Borrow up 95% of your CD balance |
Up to Term of Certificate |
2.50% plus CD rate |
**Discounts do not apply. Loan Calculator Click here to use a handy loan calculator. 1Rates are effective as of 10/16/08 and are subject to change without notice. Home Improvement Loan - Rates include 0.25% for automatic payments. TX only; Maximum combined loan to value cannot exceed 85%. Home Equity Loan - Rates include 0.25% for automatic payments. Maximum combined loan to value cannot exceed 80% in Texas or 89.9% in other states. Fees that may apply are appraisal, flood determination, recording fees, and title insurance. Closing costs vary by state. Property and flood insurance may be required. Subject to credit approval. Consult your tax advisor regarding tax-deductibility. |
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