Rates
Rates
Deposit Rates
Consumer Loan Rates
Promotional Rates
|
Checking &Deposit Rates
| Account |
Minimum Balance Required to Obtain Annual Percentage Yield |
Interest |
APY1 |
Compounding |
| Power Plus Checking |
|
|
|
|
| ($0 - 2,499.99) |
$0 |
0.00 % |
0.00 % |
Monthly |
| ($2,500 - 4,999.99) |
$2,500 |
0.25 % |
0.25 % |
| ($5,000 - 9,999.99) |
$5,000 |
0.25 % |
0.25 % |
| ($10,000 - 24,999.99) |
$10,000 |
0.25 % |
0.25 % |
| ($25,000 - 49,999.99) |
$25,000 |
0.25 % |
0.25 % |
| ($50,000 - 74,999.99) |
$50,000 |
0.50 % |
0.50 % |
| ($75,000 - 99,999.99) |
$75,000 |
0.50 % |
0.50 % |
| ($100,000 and up) |
$100,000 |
0.50 % |
0.50 % |
|
Money Market Plus 2
|
|
|
|
|
| ($1 - 9,999.99) |
$1 |
0.50 % |
0.50 % |
Monthly |
| ($10,000 - 24,999.99) |
$10,000 |
0.50 % |
0.50 % |
| ($25,000 - 49,999.99) |
$25,000 |
0.75% |
0.75 % |
| ($50,000 - 99,999.99) |
$50,000 |
0.75 % |
0.75 % |
| ($100,000 - 249,999.99) |
$100,000 |
1.00 % |
1.00 % |
| ($250,000 and up) |
$250,000 |
1.00 % |
1.00 % |
|
Platinum Money Market2
|
|
|
|
|
| ($1 - 49,999.99) |
$1 |
0.75 % |
0.75 % |
Monthly |
| ($50,000 - 249,999.99) |
$50,000 |
1.24 % |
1.25 % |
| ($250,000 - 449,999.99) |
$250,000 |
1.49 % |
1.50 % |
| ($500,000 - 999,999.99) |
$500,000 |
1.74 % |
1.75 % |
| ($1,000,000 and up) |
$1,000,000 |
1.74 % |
1.75 % |
| Regular Savings2 |
$100 |
0.25 % |
0.25 % |
Quarterly |
| IRA Savings2 |
$1 |
0.40 % |
0.40% |
Quarterly |
|
1Annual Percentage Yield. Rates and terms are subject to change without notice.
- Variable Interest Rate accounts.
- Fees and other conditions could reduce the earnings on you account
2 Federally Regulated, Limited Transaction Accounts transfers and withdrawals by preauthorized, automatic telephone, wire or computer transfer are limited to six per statement cycle including check, draft, or debit card. A REG D Excess Transaction Fee of $30 will be charged for each pre-authorized withdrawal, check, draft or debit card withdrawal in excess of six per statement cycle. Unlimited withdrawals in person from your branch. Customers will be allowed three months of REG D Excess Transactions within a twelve month period. Further violation will result in the closing of the account.
Certificate of Deposit Rates
|
|
Account
|
Minimum Balance Required to Obtain Annual Percentage Yield |
Interest |
3APY |
Compounding |
| Regular Certificates |
|
|
|
|
| 3 Month ($1,000) |
$1,000 |
0.75 % |
0.75 % |
Quarterly |
| 6 Month ($1,000) |
$1,000 |
1.00 % |
1.00 % |
| 9 Month ($1,000) |
$1,000 |
1.24 % |
1.25 % |
| 12 Month ($1,000) |
$1,000 |
1.49 % |
1.50 % |
| 18 Month ($1,000) |
$1,000 |
1.74 % |
1.75 % |
|
24 Month ($1,000)
|
$1,000
|
1.99 %
|
2.00 %
|
|
30 Month ($1,000)
|
$1,000
|
2.23 %
|
2.25 %
|
|
36 Month ($1,000)
|
$1,000
|
2.72 %
|
2.75 %
|
|
48 Month ($1,000)
|
$1,000
|
2.97 %
|
3.00 %
|
|
60 Month ($1,000)
|
$1,000
|
3.21 %
|
3.25 %
|
| Encore!CD4 |
|
| 8 Month Encore!CD ($5,000) |
$5,000 |
1.24 % |
1.25 % |
Quarterly |
| 12 Month Encore!CD ($5,000) |
$5,000 |
1.24 % |
1.25 % |
| 14 Month Encore!CD ($5,000) |
$5,000 |
1.49 % |
1.50 % |
| 18 Month Encore!CD ($5,000) |
$5,000 |
1.49 % |
1.50 % |
| 18 Month Mini Jumbo Encore!CD ($50,000) |
$50,000 |
1.49 % |
1.50 % |
Monthly |
| 18 Month Jumbo Encore!CD ($95,000) |
$95,000 |
1.49 % |
1.50 % |
| Jumbo Certificates |
|
|
|
|
| 6 Mo. Mini Jumbo ($50,000) |
$50,000 |
1.24 % |
1.25 % |
Monthly |
| 12 Mo. Mini Jumbo ($50,000) |
$50,000 |
1.74 % |
1.75 % |
| 6 Mo. Jumbo ($95,000) |
$95,000 |
1.24 % |
1.25 % |
| 12 Mo. Jumbo ($95,000) |
$95,000 |
1.74 % |
1.75 % |
| IRA Certificates |
|
|
|
|
| 9 Mo. ($1,000) |
$1,000 |
1.24 % |
1.25% |
Quarterly |
| 12 Mo. ($1,000) |
$1,000 |
1.49 % |
1.50% |
|
30 Mo. ($1,000)
|
$1,000
|
2.23 %
|
2.25%
|
|
48 Mo. ($1,000)
|
$1,000
|
2.97 %
|
3.00%
|
|
60 Mo. ($1,000)
|
$1,000
|
3.21 %
|
3.25%
|
| 6 Mo. Mini ($50,000) |
$50,000 |
1.24 % |
1.25% |
Monthly |
| 12 Mo. Mini ($50,000) |
$50,000 |
1.74 % |
1.75% |
| 6 Mo. Jumbo ($95,000) |
$95,000 |
1.24 % |
1.25% |
| 12 Mo. Jumbo ($95,000) |
$95,000 |
1.74 % |
1.75% |
3Annual Percentage Yield.
- Fees and other conditions could reduce the earnings on you account
- Early withdrawal fee will be assessed.
- Additional rate bonuses may be avaliable on some CD's that will provide a higher rate/yield. Visit the bank for information.
4 Encore!CD - has terms of 8-, 12-, 14-, and 18-months, with the option to bump-up the rate one time during the term. Minimum opening deposit $5,000.
You may have a DEPOSIT relationship (such as Checking, Savings, CD, Money Market Plus, IRA, etc.) with Share Plus Federal Bank...
- if you live, work, or have your place of business in a county or bordering county where a bank branch is located
- if you are an employee of a Sponsor Company
- if you have a Secured Loan with Share Plus Federal Bank
- if you own or work for a YUM! Brands franchise
|
